Swains Furniture Financing & Leasing Options:

Depending on if you have Established Credit we would 1st try Synchrony Finance which is a Credit Based Store Credit card~there will be a Bump to your Credit Score when Applying.

If you do not have any Established Credit or Not So Good Credit we can then try Acima No Credit Needed Lease to Own Option.

* With Acima you must have a Minimum Verifiable Income of at Least $800

*Valid Current Government Issued ID/Drivers License

*Valid SSN/Address/18 or Older 

*Checking/Savings Account at a Brick & Mortar Bank open for a Minimum of 30 days~No Online Banks 

*Valid Visa/Mastercard~No Reloadable Cards

*Acima Lease to Own is Not a Credit Card or a Loan~they are purchasing the item for you and you will make payments based on your payday until paid off.  You can purchase early and Save $$ 

*Instant Decisions, Approvals of $500-$5000

*Automatic Payment Withdrawals 

*$10 + Tax Initial Payment at Time of Purchase




Apply here for No Credit Needed Lease to Own Option