Swains Furniture Financing Options:

We are now offering No Credit Needed Financing and Leasing Options in addition to our other Credit Options!

We do have several Finance Companies that we use.

Depending on if you have established credit we would 1st try Synchrony Finance.

If you do not have any established credit or not so good credit we can then try our:

No Credit Needed Finance and Leasing Company: PREFERRED LEASE

  • You must have a Minimum Verifiable income of at Least $600
  • Valid Government issued ID/Drivers License
  • Valid SSN/Address/18 or Older
  • A regular Checking/Savings account at a regular Brick and Mortar Bank open for a Minimum of 30 days-no online banks
  • A Valid Visa/Mastercard-no re-loadable cards.
  • The No Credit Needed Finance and Leasing company goes anywhere from 12-18 months
  • Instant Decisions, Approval of $300-$3000
  • Automatic Payment Withdrawals & Early 90 Day Payout Option
  • $29 Down Payment at time of Purchase ORĀ  ZERO DOWN with a $49 fee added to Contract Term